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The term Insurance Bad Faith refers to an insurance companies breach of their duty to their policy holder to deal in good faith and fair dealing as is implied by law in every insurance contract. Breach of this duty can give rise to tort liability and may result in additional damages in excess of those that would normally be recovered under the insurance policy. In California if an insurance company does not treat their own policy holder fairly, their policy holder in addition to making a claim for benefits under the policy, may in some instances bring a claim for bad faith against their own insurance company. Punitive damages are amounts awarded to punish and deter malicious, fraudulent or oppressive conduct. The purpose of punitive damages is to punish or make an example of and more importantly to deter conduct of the wrong doer in the future. Our office has been involved in many claims where we have recovered substantial amounts in excess of the contract benefits being wrongfully withheld under the policy for first party policy holders. However, an insurance company's failure to pay benefits does not automatically entitle the policy holder to extra contractual damages or punitive damages. If you are having a problem getting benefits paid under an insurance policy, please call our office toll free at 1.888.227.2771 for a free consultation. Please let our staff know you obtained our name from the Internet and ask to speak directly to one of the attorneys to discuss your problem. |
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The Law Office of Robert Bruce Arnold (c) 2000 The Law Offices of Robert Bruce Arnold |
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